Skip-A-Loan Payment

Share Rates

Description APR APY
SHARES

*Rates paid for period ending March 31, 2018.  Dividends posted quarterly.

Tier 1 $50 - $5,000

0.45 .045

Tier 2 $5,000.01 - $10,000

0.55 0.55

Tier 3 $10,000.01 - $40,000

0.75 0.75

Tier 4 $40,000.01 - up

0.85 0.85
SHARE CERTIFICATES (CD)

*Minimum deposit of $1000. 12 month.  Penalty for early withdrawal.

2.05 2.06
INDIVIDUAL RETIREMENT ACCOUNT

*Dividends paid semi-annually. Rates effective January 1, 2018. Penalty for early withdrawal.

. .
Traditional/Roth

1.50

1.51

CHRISTMAS CLUB

*Dividends paid annually. Rates paid for period ending October 31, 2017.

Christmas Club .25 .25
*APY - Annual Percentage Yield
*Dividends paid on entire balance using the average daily balance method. Rates are subject to change without notice on all deposit accounts.
FEE SCHEDULE

Loan late payment

$10.00
Overdraft fee $25.00
ACH/Debit/ATM return $25.00
Stop payment fee $20.00
Skip payment fee $10.00 per loan
Copy of canceled drafts $2.00/each
Overdraft transfer fee $2.00
Duplicate statement fee $3.00
Account balancing assistance $10.00/hour
Lost debit card re-issue fee $5.00

Wire transfer fee                   

$10.00

 

Dormant Account Fee (Quarterly)

$3.00 .