Share Rates
| Description | APR | APY |
|---|---|---|
| SHARES | ||
|
*Rates paid for period ending December 31, 2019. Rates include a 0.20% Bonus Dividend. Dividends posted quarterly. |
||
|
Tier 1 $50 - $5,000 |
1.30 | 1.31 |
|
Tier 2 $5,000.01 - $10,000 |
1.40 | 1.41 |
|
Tier 3 $10,000.01 - $40,000 |
1.60 | 1.61 |
|
Tier 4 $40,000.01 - up |
1.70 | 1.71 |
| SHARE CERTIFICATES (CD) | ||
|
*Minimum deposit of $1000. 12 month. Penalty for early withdrawal. |
2.90 | 2.92 |
| INDIVIDUAL RETIREMENT ACCOUNT | ||
|
*Dividends paid semi-annually. Rates effective July 1, 2019. Penalty for early withdrawal. |
. | . |
| Traditional/Roth |
2.50 |
2.52 |
| CHRISTMAS CLUB | ||
|
*Dividends paid annually. Rates paid for period ending October 31, 2019. |
||
| Christmas Club | 1.00 | 1.01 |
| *APY - Annual Percentage Yield | ||
| *Dividends paid on entire balance using the average daily balance method. Rates are subject to change without notice on all deposit accounts. | ||
| FEE SCHEDULE | ||
|
Loan late payment |
$10.00 | |
| Overdraft fee | $25.00 | |
| ACH/Debit/ATM return | $25.00 | |
| Stop payment fee | $20.00 | |
| Skip payment fee | $10.00 per loan | |
| Copy of canceled drafts | $2.00/each | |
| Overdraft transfer fee | $2.00 | |
| Duplicate statement fee | $3.00 | |
| Account balancing assistance | $10.00/hour | |
| Lost debit card re-issue fee | $5.00 | |
|
Wire transfer fee |
$10.00 |
|
|
Dormant Account Fee (Quarterly) |
$3.00 | . |
