Share Rates
Description | APR | APY |
---|---|---|
SHARES | ||
*Rates paid for period ending September 30, 2020. Dividends posted quarterly. |
||
Tier 1 $50 - $5,000 |
1.10 | 1.11 |
Tier 2 $5,000.01 - $10,000 |
1.20 | 1.21 |
Tier 3 $10,000.01 - $40,000 |
1.40 | 1.41 |
Tier 4 $40,000.01 - up |
1.50 | 1.51 |
SHARE CERTIFICATES (CD) | ||
*Minimum deposit of $1000. 12 month. Penalty for early withdrawal. |
2.90 | 2.92 |
INDIVIDUAL RETIREMENT ACCOUNT | ||
*Dividends paid semi-annually. Rates effective July 1, 2020. Penalty for early withdrawal. |
. | . |
Traditional/Roth |
2.50 |
2.52 |
CHRISTMAS CLUB | ||
*Dividends paid annually. Rates paid for period ending October 31, 2019. |
||
Christmas Club | 1.00 | 1.01 |
*APY - Annual Percentage Yield | ||
*Dividends paid on entire balance using the average daily balance method. Rates are subject to change without notice on all deposit accounts. | ||
FEE SCHEDULE | ||
Loan late payment |
$10.00 | |
Overdraft fee | $25.00 | |
ACH/Debit/ATM return | $25.00 | |
Stop payment fee | $20.00 | |
Skip payment fee | $10.00 per loan | |
Copy of canceled drafts | $2.00/each | |
Overdraft transfer fee | $2.00 | |
Duplicate statement fee | $3.00 | |
Account balancing assistance | $10.00/hour | |
Lost debit card re-issue fee | $5.00 | |
Wire transfer fee |
$10.00 |
|
Dormant Account Fee (Quarterly) |
$3.00 | . |