Skip-A-Loan Payment



Welcome to the Paducah Teachers FCU Website!

A credit union is a valuable part of an overall benefit program. The Paducah Independent School District is pleased to assist the faculty and staff of the schools of the City of Paducah. Experience has shown that credit unions can be of great help in personal finances. They provide a safe, convenient way to save regularly and a low cost way of borrowing when necessary. For these reasons, the Paducah Independent School District encouraged the organization of a credit union. The board continues to support its expanding services by providing the office space required for its operations. The Paducah Teachers Federal Credit Union was organized to promote savings, provide credit at a reasonable rate of interest and offer financial services to its members. It is a not for profit cooperation.

*******************************SPECIAL NOTICE******************************

Stimulus Checks

Eligible taxpayers who filed returns for either 2018 or 2019 and chose to have their returns direct deposited here should be receiving automatic payments over the next couple of weeks. Stay up to date on your refund by checking your account using our online banking, audio response, mobile app, email, or by phone.




Due to Covid-19

We are servicing Members


Please contact us by phone at:


XT 1070, 1071, & 1072

By Email :


You may also use any of our following services:

Online Banking, Audio Response, Remote Deposit

Moblie APP, Check Cards, Free ATM (CFSB)


The Paducah Teachers Federal Credit Union wants to make sure that our customers know that we are proactively monitoring the news of the growing threat of the coronavirus (COVID-19).  The effects of this virus are constantly changing daily lives and routines.  Our number one priority is to keep our employees and customers safe.

We do not have a specific threat at this time, but we do understand that our customers may be limiting their public interaction.  With this in mind, we would like to remind our customers that we do offer services such as online banking, remote deposit, ATMs (CFSB Locations), email, check card, and a mobile app.  Please utilize these services as needed and understand that we do experience a high volume of phone calls daily and will return messages as quickly as possible.

We also understand that as our customers are stocking up and possibly facing time off work that it is likely to cause a financial burden to their family.  Due to these unforeseen circumstances the credit union will be offering a fee free skip a pay from now through April 15th in order to ease this burden.  This will not affect the yearly skip a pay that is currently offered by the credit union.  In addition to the skip a pay we will offer a short-term emergency loan to qualifying members.

Please contact us at (270) 444-5638 if you have any questions or concerns in regards to this information.





ONE YEAR 2.90%

2.92% APY