Skip-A-Loan Payment

Share Rates

Description APR APY
SHARES

*Rates paid for period ending June 30, 2017.  Dividends posted quarterly.

Tier 1 $50 - $5,000

.25 .25

Tier 2 $5,000.01 - $10,000

.35 .35

Tier 3 $10,000.01 - $40,000

.55 .55

Tier 4 $40,000.01 - up

.65 .65
SHARE CERTIFICATES (CD)

*Minimum deposit of $1000. 12 month.  Penalty for early withdrawal.

1.35 1.35
INDIVIDUAL RETIREMENT ACCOUNT

*Dividends paid semi-annually. Rates effective January 1, 2016. Penalty for early withdrawal.

Traditional/Roth

1.20

1.20

CHRISTMAS CLUB

*Dividends paid annually. Rates paid for period ending October 31, 2016.

  .10 .10
*APY - Annual Percentage Yield
*Dividends paid on entire balance using the average daily balance method. Rates are subject to change without notice on all deposit accounts.
FEE SCHEDULE

Loan late payment

$10.00
Overdraft fee $25.00
ACH/Debit/ATM return $25.00
Stop payment fee $20.00
Skip payment fee $10.00 per loan
Copy of canceled drafts $2.00/each
Overdraft transfer fee $2.00
Duplicate statement fee $3.00
Account balancing assistance $10.00/hour
Lost debit card re-issue fee $5.00

Wire transfer fee                   

$10.00

 

Dormant Account Fee (Quarterly)

$3.00 .